Things to know about self drive hire insurance


Self drive hire insurance is a type of motor insurance policy that can be arranged to cover the hire or rental of vehicles that are not owned by the insured.

It is important to understand that self drive hire insurance is not the same as van rental insurance. Van rental insurance is arranged by the rental company and covers the vehicle while it is rented out. Self drive hire insurance covers a business and its vehicles when they are hired out to others.

Whether you’re an existing self drive hire company, or are looking to get started, here are some things you need to know about self drive hire insurance:

Self drive hire insurance only covers vehicles for use by members of the public for a fee. This means that it cannot be used to cover your own personal driving, or any business activity other than hiring out your vehicles.

You’ll need cover for each vehicle you want to hire out. The level of cover will depend on what kind of vehicle you want to insure, and what you intend to do with it.

Yourself drive hire insurance is a type of commercial insurance which covers vehicles that you rent to the public. This can include cars, vans, trucks and even plant machinery.

If you’re looking to set up your own self drive hire company and need insurance, then this article is for you.

What is self-drive hire insurance?

Self-drive hire insurance is a type of commercial motor insurance that covers hired cars, minibuses, vans and other vehicles for hire and reward. It’s also sometimes known as rental vehicle or rent-a-car cover.

While most people won’t need this type of cover as standard policy options like business use are usually sufficient for occasional hire, if you plan on using your vehicle for professional purposes then it’s essential to ensure you have the correct cover in place.

To help get you started, we’ve put together a few hints and tips to consider before insuring your vehicles:

1. You’ll need a policy that covers all types of customers.

Your policy will need to cover any type of customer who hires a vehicle from you – whether they’re experienced drivers, or new behind the wheel. If an inexperienced driver is involved in an accident while driving one of your vehicles, you could be found liable if they’re not covered by your policy.

2. You’ll need to know the difference between personal use and business use policies.

When taking out a self drive hire insurance policy, it’s important that you know the difference between personal use and business use policies. A personal use policy will only allow for other named drivers to drive the vehicle – whereas a business use policy will allow for anyone with a valid licence to drive the vehicle (as long as they have permission from yourself).


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